Comparison of Financial Ratios Before and During the COVID-19 Pandemic in Islamic Banking in Indonesia

The COVID-19 pandemic has not only changed the global economic landscape but also forced Islamic banks to reevaluate their strategies, operations and policies. In this context, a comparison of financial ratios before during is very important identify significant changes that have occurred in banking performance. This review business strategies. They must consider how deal with declines activity, consumer behavior, market fluctuations. study aimed compare on Banking Indonesia. type research quantitative descriptive approach. study, sample size was all commercial at core capital adequacy Bank 1 Indonesia, namely ratio operational costs - income (BOPO), allowance for impairment losses (CKPN), financing deposit (FDR), net operating margin (NOM), non-performing gross (NPF Gross), Netto), return asset (ROA) equity (ROE) period period. There no difference performance as measured by BOPO, NOM, NPF, ROE pandemic. are differences CKPN, FDR, ROA